Administering the lives of people
through technology
In Association with these key organisations
  • NEW Shaping the future of planning

    Automate your estate planning with our technology software.

    Responsible financial planning begins with a strong foundation and a clear plan of action. The truth is we all need a legal plan of action that executes our decisions when we pass away. Estate planning is for everyone and because of our plans, it's no longer a complicated matter. Our plans will not only help you get your affairs in order but amazingly, they help you write a story about your life too. Through our business partners, we offer high quality and very affordable products that benefit your life's needs.
    Why do our estate plan?

    Through one of our "Report a death in your family" call centre links, your loved ones can initiate the retrieval of your latest emergency plan information, to make managing your death much easier for them
    and your Executor.

    Does your advisor offer you an Emergency Plan? Ours does.

    It's very easy set up

    It's technically well designed

    It's always secure

    It's very affordable

    It's private & confidential

    Providing technology and business solutions
    for

     


    financial advisors & legal advisors


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      • Products & Services



        - Ultimate Estate Plan - online
        - Ultimate Estate Plan - physical pack
        - Personal Emergency Plan
        - Personal Legacy Plan


        OVERVIEW

        Click on the down arrow.

      • estate plan - online

        This advanced plan helps you to record the locations of all your financial matters, write an official life story and create a family emergency plan-of-action, all within a single product.

        The online product allows you to follow a carefully created plan that guides you as you complete your estate and legacy plan.

        This option includes the following: Read more



        preview flyer

      • estate plan - physical pack

        If you prefer to write on paper only, then this product is for you. Follow the same estate plan benefits as the online option but keep your information in one physical folder.

        This option includes the following: Read more


        preview flyer

      • personal emergency plan

        This plan helps you to create an emergency plan-of-action that automatically facilitates your instructions to your family and your executor when you pass away. The emergency system instantly notifies your list of key contacts and disseminates a dossier of your document locations and instructions to your Executor and your Nominated Family Contact respectively. This service is a fantastic way to support your loved ones when they need it the most.

        This option includes the following: Read more


        preview flyer

      • personal legacy plan

        This plan helps you to create an official life story that gets attached and stored with your Legal Will documents. This ensures that you will be remembered the way you want to be, by future grandchildren. Your plan includes creative question templates and a product guide to make sure your story gets done correctly.

        You can print your story any time you like. You can also network with other family members and share your work as you write your story.
        Read more


        click to preview book

        click to preview published work

      • make the right choice


        Estate Plan

        Get the full D-I-Y online Estate Plan.

        Legacy Pack

        Get the D-I-Y online Legacy Plan.

        Emergency Plan

        Get the D-I-Y Personal Emergency Plan.


        What to expect - OVERVIEW


        Click on the down arrow.

      • Estate Plan online


        The D-I-Y Online Estate Plan


        PLUS 5 FREE online Plans  |  family network tools

        product guide emails  |  legacy templates

        gift book download  |  private & secure site

        40 Templates  | 

        £ 240 once off

        buy now

        * Prices are VAT Incl and subject to slight exchange conversions. ** Must have an E-mail address. **** FREE products limited to 2mths use. ***** Excludes Personal Emergency Services.


        Preview Product

      • Personal Legacy Plan


        The D-I-Y Legacy Plan Online


        PLUS 5 FREE Online Plans  |  physical folder

        memory stick  |  product guide document

        physical gift book  |  40 physical templates

        £ 165 once off

        buy now

        * Prices are VAT Incl and subject to slight exchange conversions. ** Excludes Personal Emergency Services. *** FREE products limited to 2mths use.


        Preview Product

      • Emergency Plan


        The Personal Emergency Plan will enhance your existing Estate Plan and help your family manage when you pass away.


        £ 20 per month

        buy now

        * Prices are VAT Incl and subject to slight exchange conversions. ** Must have an E-mail address.



        Preview Brochure

      • Need help deciding?




  • talk to a consultant about our products or services

    our postal

    29 Westhertford Rd
    Bryanston, Gauteng, 2191,
    South Africa

    Company Registration No: 2003/000779/07

    admin@whenigo.net


    contact us

ESTATE PLANNING

Estate planning is the process of anticipating and arranging for the disposal of everything you own. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses. Guardians are often designated for minor children and beneficiaries in incapacity. (thanks wikipewdia)

Before discussing the key components that make up an Estate Plan, let’s understand some basic facts.

1. You will die and you will need to have your personal matters attended to by someone from you family
2. Your death will be registered and your estate is then frozen. (Everything you own gets blocked from access - by law)
3. If you don’t have a Will the courts will distribute your assets as they see fit
4. Family members will try and claim as much as they can
5. You will get too old to manage your own affairs
6. Someone other than an Executor will need to help wrap up your affairs
7. Your Great-Great-Grandchildren will not know you
8. You worked your whole life so you should be the one to plan your wishes
9. There will be tax matters to sort out
10. You will leave business as well as personal papers for someone to sort through and find (if you are a single parent, who would do this?)
11. Someone will need to contact key people and inform them that you passed away
12. Your death will always be a tough time for the family

Now that we know the problems, we can address them by making an Estate Plan. (your wishes about what to do with your stuff)

Use our estate plan templates to create a structured plan for everything you have.
Then, if you need a Lawyer or Financial Advisor to help you
minimise your tax burden or advise on trust matters
then pay separately for that advice only.

Where do you fit in?

The super wealthy people
The not so super wealthy people
- Have major TAX and Trust problems to solve
- Need high level advice
- Have the money to pay for top advice
- Have complicated Assets and Liabilities to sort out
- Have Large amounts of assets that require big TAX to be paid

Your Solution

We believe that high net worth individuals would already have an Estate Plan in place. To this end we only offer them the following services to help their family:

Optional Extras
1. Our Personal Emergency Plan - Services
- Have minor or no TAX problems to solve
- Have no real need for major advice
- Have limited resources to pay for advice
- Have simple Assets and Liabilities to sort out
- Have a small amounts of assets that won't require big TAX to be paid

Your Solution

We feel that there are so many people who need an Estate Plan but simply can't afford to pay much money for legal or other professional help. For these people we offer the following professional solutions:

1. Our FULL Ultimate Estate Plan - online only or
2. Our FULL Ultimate Estate Plan - Physical Pack

Optional Extras
3. Our Personal Emergency Plan - Services

In both of the above cases, once done, you can get on with living and knowing that when the inevitable happens to you, you have everything taken care of just the way you wanted.

WHAT ARE THE KEY ADVANTAGES OF THIS ULTIMATE ESTATE PLAN?
- It's a quality product, designed with the help of professionals in the Estate Planning industry
- It's very affordable. You can buy the pack (once off payment) or get the Online version (monthly) or have the emergency plan only
- It's extremely effortless to do. Once purchased, you will be guided through the product bi-weekly communication e-mails (complete hand-holding)

 

BENEFIT MATRIX
The Ultimate Estate Plan

UEP
Online
ONLY

UEP
Pack
ONLY
PEP
Online
ONLY
PLP
Online
ONLY
PLP
Pack
ONLY
Features and Benefits
         
The Ultimate Estate Plan (UEP)
m
m
 
The Personal Emergency Plan (PEP)
m
m
m
 
The Personal Legacy Plan (PLP)
m m
m
m
           
5 FREE online Estate Plans for your family (2 months limit)
m
m
m
m
m
Product guide e-mails
m
m
m
           
28 DATABASE TEMPLATES    
 
- nominated person form m m m    
- clubs / organisations form m m m    
- general information form m m m m  
- medical directory form m m m    
- address book form
m m m    
- next of kin form m m m    
- utilities directory form m m m    
- pets information form
m m m    
- Funeral Wishes form m m m    
- special family instructions form m m m    
- final words form m m m    

- vital statistics form

m m m    
- Legal Will form m m m    
- Living Will form m m m    
- guardian form m m m    
- Assets and Liabilities form m m m    
- pension fund form m m m    
- insurance form m m m    
- safety deposit box form
m m m    
- real estate form m m m    
- vehicle form m m m    
- card accounts form m m m    
- financial institutions form m m m    
- personal documentation form m m m    
- Executor form m m m    
- attorney form m m m    
- Power of Attorney form m m m    
- TAX data m m m    
Online Call centre services.
m
m
m
 
Printing Tools
m
m
m
Website Support
m
m
m
Family network Tools
m
m
Auto responders to notify family about what you have written
m
m
100's of carefully guided life story question prompts
m
m
m
m
     
 
Delivery Method
   
 
Post via registered mail
m
m
 
m
     
 
Payment Methods
   
 
Credit Card online
m
m
m
m
m
     
 
Product Worksheets
   
 
My Family Tree
m
m
m
m
My Family History
m
m
m
m
My Life Lesson Opinions
m
m
m
m
My Business Life Opinions
m
m
m
m
My Supportive Spouse Opinions
m
m
m
m
My Special Family Sharing Thoughts
m
m
m
m
m
My Photo Album
m
m
m
m
My Letter Album
m
m
m
m
My Secret Messages (Not shared with anyone)
m
m
m
m
My Journal
m
m
m
m
My Entrepreneur Question Opinions
m
m
m
m
m
My Past Industry Documents
m
m
m
m
My Positive Notes File
m
m
m
m
My Words of Encouragement File
m
m
m
m
My Business Advice File
m
m
m
m
My Written Articles
m
m
m
m
     
 
           

 

STORAGE

All the information within your programme is stored in the form of electronic documents. Now, the most current form of each document can be immediately accessed, revised, ordered, reproduced, distributed, and archived if anything ever happened to your physical copy.

sYour online Storage and Retrieval Overview.

You will get instant peace-of-mind by having our digital storage backup available to you. The system is designed to produce an accurate and immutable record of electronic communications as they occur. Storage happens on a continual basis each time you save you work. Should anything ever happen to you, your work will be kept stored and nothing that was saved will be edited out (unless we have to, by law). Our business relies on cross-subsidisation and controlled storage management for sustainability.

sYour online Storage Benefits:
sReduces the risk of accidental loss, damage or misplacement
sSafeguards against malicious destruction or alteration
sWorry-free long-term off-site data storage
sThe storage of your life is done in the following two ways:

Electronic Storage

The founder of the Emotional Will product (Andrew McDonald) has established an electronic link between your story and the “World Inspirational Centre” (WIC). The centre was established as a non-profit storage archive and will showcase your life story to your family and close friends. The centre can be found online at:
www.worldinspirationalcentre.org.

Physical book storage

Once we forward your physical life story book to the person you have instructed us to (your dedicated person), we also keep a copy of it with the WIC. So if your copy gets lost or corrodes over time, we can always reproduce it. You will also have an option to select storage of your own and it will be forwarded to them on your behalf.

sHow will anyone know where my story is kept?

As your spokesperson, we will inform your network of family and close friends that your story is available for them to read from anywhere around the world and at anytime. Our job is to make sure that there are many ways of ensuring you will be remembered. We will continue to link the WIC to other organisations where people look for genealogy and family histories. The focus is for our members to have both a physical and digital archive of their lives and the lives of their family members. We regard our service as an important back-up for you.

 

- TERMS & CONDITIONS -

1. These terms and conditions are to be read with the information as displayed on our web-site and on the official marketing material at the time when this application is made, the combination of which constitutes the whole agreement between the parties.

2. Whenigo Administrators (Pty) Limited (hereinafter WIG) and McDonald Consulting Services will provide the services as elected by the member on the web-site subject to the provisions thereof and at the contributions reflected.

3. WIG retains the right to amend its contribution structure and/or add, revise, amend, change, suspend and/or close down any of its programmes and/or services in its sole discretion but will honor existing members and their benefits and services unless uncontrollable circumstances arise that result in this being changed. WIG will give the member 30 (thirty) days notice on the web-site of any such amendment and/or alteration in the contribution structure and/or any of the other issues raised in this paragraph.

4. The member will ensure that all payments and/or subscription fees are effected timeously and without any deductions whatsoever, all personal information given to WIG is correct and is kept up to date and will ensure that WIG is in possession of all documents that will be required after death through the benefits.

5. WIG does not accept any responsibility for the accuracy of the information submitted by the member. WIG will under no circumstances be obliged to verify the validity of the information supplied by the member. It is the member's duty to keep WIG informed on the web-site of any change of address, contact details and to keep the information pertaining to the nominated contact person and next of kin up to date, as well as any other required information required through a weekly coaching programme.

6. In the event that the member's information, documents, audiotapes and/or video(s)are lost, destroyed, and/or damaged in any way, whether due to any act and/or omission and/or alleged negligence of WIG, it is agreed that WIG cannot be held liable for any damages suffered by the member and/or any other person as a result thereof. Notwithstanding the aforesaid, WIG will at all times apply its best endeavours to ensure that the aforesaid situation does not arise.

7. In the event that the member fails to make any payment due or fails to comply with his/her obligations in terms of clauses 4 and / or 5 of this agreement, WIG will be entitled to suspend all services rendered to the member immediately and without notice until such time as the member has fully complied with all his/her obligations. Any failure by the member to rectify any breach of the agreement will entitle WIG to cancel the agreement summarily and without notice. Non-payment or broken membership within a 2 (two) year term will result in suspension of services and upon the death of this member, a dossier of available information will be made available to their nominated person for a fee which will be determined at the time. Re-entry into the system will not require an activation fee but will determine the new anniversary date. Ownership of all documents, materials, video and/or audiotapes remains the sole and exclusive property of WIG until such time as the member has paid for them in full.

8. WIG does not assume any responsibility in respect of the accuracy and/or contents of any document, audiotape and/or video manufactured on the member's behalf. WIG is merely a facilitator in this regard between the member and those people whom the member elects to reach by utilising the services provided by WIG.

9. WIG will ensure that the benefits are available to the member at all reasonable times. In the event of the call centre and/or database not functioning or failing for any reason whatsoever, WIG will apply its best endeavours to rectify the issue as soon as possible. WIG however cannot be held responsible in any manner whatsoever should a member suffer damages as a result of such unavailability of benefits.

10. Upon payment of the initial activation fee which is the first fee after the 3 months free services, WIG will provide the following services: - to allow access to the members private website where they can load their member details onto the system, arrange access to the benefits to allow the member to start working through the programme, to link the member to the call centre, to furnish the member with a digital membership card, to forward any necessary documents and letters to the member and allow access to print any or all work from the system.

11. Upon payment of the annual contributions, WIG will provide on the web-site the following services: to provide document organisation and safe keeping, to provide web-site maintenance and to initiate the database contact, to provide ongoing programmes and value added services, to provide updated questions as and when and to distribute special messages.

12. The member elects as his/her domicilium citandi et executandi (domicile address for receipt of any documents) the address as set out on the web-site "general information" database page.

13. Any notice given in terms of this agreement shall be considered received and having come to the attention of the member on the third business day after appearing on the web-site, where a notice period is required.

14. The information posted on the WIG's web-site contains the whole of the agreement between the parties and there are no parallel ancillary agreements between them.

15. No alteration, amendment, variation and/or consensual cancellation of this agreement shall be of any force and effect unless confirmed by the parties by the exchange of consenting e-mails. Notwithstanding the aforesaid, WIG retains the right to amend, vary, alter, suspend and/or add to its range of programmes and services without reverting to the member. However, WIG will make every effort to keep all records on back-up and when appropriate, make available when any dispute is resolved.

16. The paragraphs of this agreement are divisible, the effect of which is that should one or more of the clauses prove to be unenforceable, the remainder of the agreement, excluding those paragraphs, will stand and shall be fully enforceable.

17. Membership is on a full years basis payable in advance, including the month of death, and no pro-rata adjustments will be entertained.

18. Broken membership for annul subscribers will not attracts any re-entry costs.

19. Membership of the programmes is on an individual basis only and should WIG become aware that the member is sharing the same emotional will with another party, this will result in immediate termination of membership and forfeiture of his/her created material without a return of contributions.

20. Membership is capable of being purchased for another person provided such person becomes the sole member with protection of confidentiality, with the donor merely fulfilling the funding role.

21. Purchase of ancillary fee for service products is only possible with active membership. WIG has the right to make additional services or benefits available to existing and active members in order to add value to their lives as determined by WIG.

22. Membership is offered in various countries around the world. Contributions are paid in different currencies according to the companies accredited electronic service providers. In some instances, VAT is added to the fee.

23. A member who wishes to cancel membership may give his/her required notice within the term of the contract. No refund will be entertained after 30 days of initial payment. A member may buy-up during the fixed contract period (annual term) but may not buy-down to another product.

24. A member who acts in an inappropriate way, as judged by WIG (Eg loads inappropriate and explicit material onto the website or emotional will), may be removed from membership without his/her created material or a refund of past contributions.

25. For members who are paying monthly contributions, these contributions are payable in advance by the seventh working day of the month, otherwise suspension will follow by the eighth business day of the month. Re-instatement of membership will follow once contributions are brought up to date, provided this is before the end of that month, otherwise cancellation will apply.

26. A member, who is mid-term in his/her fixed contract period on 1 January, when contributions are normally increased, shall face the revised level of contributions, notwithstanding the fact that he entered at the old price. Whilst every endeavour will be made to only increase contributions at this time, circumstances may require that WIG adjusts rates at anytime that appropriate solvency levels are at risk.

27. Contributions are subject to Value Added Tax where applicable and are not Tax Deductible for Income Tax purposes and other than a tax invoice available off the web-site, no documentation to support any other perceived need will be issued.

28. The calendar year is the financial year of WIG being February.

29. Should a member break his/her membership at anytime during the fixed contract period, WIG will freeze all created material belonging to the member. Such material will be re-instated once payments are brought up to date.

30. On the death of a current member, who is fully up to date with his/her contributions, there will be a release of all his/her created material, suitably edited and in the form as detailed on the web-site. The work done by the member will remain on the website for perusal by elected persons determined by the member at the time of his/her membership.

31. Fees for loss of membership card can be replaced at the ruling rate.

32. Wig shall provide the database structure for capturing all personal data and on death in the case of insurance/assurance policies, every effort shall be made to trace listed items, but not un-listed ones. Should WIG not be able to trace listed policies, it shall not be held liable in any way whatsoever.

33. Rates of contribution apply to all members irrespective of any demographic criteria, except where denoted otherwise in these terms and conditions.

34. Members are able to join any of WIG's products direct and not necessarily via a Agent. However, WIG has created an accredited Agents list and allow these agents to market the benefits and services as a more favorable price and/or benefit structure to any member.

35. A member may pay contributions to WIG or to an Agent if necessary where this is agreed upon. Wig will not be held accountable for any payments made in any other way. Such payments must be based on the rates on the web-site or on WIG's official documentation. Only once WIG has received the payments and where the payment is cleared, will the member's benefits and services be activated.

36. Members must ensure that statements made in their "Emotional Will" are not viewed as over-riding or re-placing the content of a duly authenticated "Traditional Legal Will" which remains the official document of a person's intentions on death. However the entire Emotional Will is considered an addendum to help any Executor to wind-up an estate if it is required to offer basis of intent of the deceased. WIG shall not be held in any way responsible for any conflicting wishes or statements between these two documents.

37. WIG will not accept payment for contributions by way of cheque through the post. All payments must be initiated at the member's end for direct crediting to WIG's contribution current account, either by direct deposit, electronic transfer, the internet, stop order or debit order.

5 - Info coming soon

6 - Info coming soon


REFERRALS

The following clients had this to say when they needed our help:

Client 1:
"To Whenigo Admin - It is refreshing to see such integrity in business today.  I truly appreciate your honesty, and can understand why James is recommending your service. In token of that appreciation,  please retain the additional amount. I look forward to working with your program. - Regards.
Stan H.
USA "


Client 2:
"I am writing this note to say a big thank you to the Emotional Will Legal team. My mother passed away in June 2007 and we had no idea about where her Will was or if she even had one. It turned out that because of the support of Whenigo Administrators, we realised that she in fact had done a Living Will. Having used it, we not only honored her and her wishes but it had the benefit of saving the family huge hospital bills and allowed us to begin our healing. The support was a God send at a very emotional time - Thank you all so very much
Natalie Powell
South Africa"


AFFILIATE BUSINESS

With satellite offices (via IBP arrangements) in the United Kingdom, Bahrain and South Africa, Whenigo Administrators (Pty) Ltd as the provider of this product and its services is arguably the only administrator offering this one-of-a-kind structured online Ultimate Estate Plan. Our registered companies are non-aligned confidential administration bureaus with a high tech relationship centre designed to facilitate member’s life requests when the inevitable happens. Our world wide 24 hour Message Centre forms an integral part of our website operation, geared to support all our members with access to immediate quality processes designed to increase our ability to offer quality, accuracy and consistent operating report services. The emphasis is on client service and business retention, achieved through quick intervention turnaround times. Where appropriate, access our call centre services can be found via external call centres such as IBP websites linked to our website interface.

Our business forms key business relationships with accredited and regulated firms. All out business partners are regulated under specific laws in their respective countries. To this end, we only accept IBP's who are recognised under the following regulatory bodies:

United Kingdom:
- FSA
- Law Society
- Society of Will Writers and Estate Planners (SWW)

South Africa:
- FSB
- Law Society

Obviously there's much more to this. If you would like to find out how our Estate Plan and its services can help grow your business, simply contact us and request an IBP business pack.

10 reasons why this business opportunity is cost effective:
1. Very low barrier to entry
2. No cost to get qualified business leads
3. No cost to expose your brand and contact details – virally
4. Simple product ordering process if needed
5. No cost to become the Executor of many Wills – virally
6. Low cost to keep in contact with clients
7. No cost in trying to find out if your client has passed away
8. No cost to find the locations of your clients’ important documents
9. Low cost to establish your own product look and feel
10. No cost to give your clients’ family a gift of their life story from your firm

What’s the way forward?
Once agreed, we will work with your firm to create the following:

  1. A business account (training licence) for Agents
  2. A marketing mail-out letter with benefit explanation
  3. A web page that explains the unique services
  4. A Product Communication sequence
  5. A back end system
    - Personalised Lead generator section
    - Personalised legal Will template section
  6. Product support and Administration
  7. A online Callcentre link button
  8. An Exclusive product that is accessed by your firm’s website as follows:
    - Create a username and password link to an exclusive and branded product

 

Q & A

PERSONAL LEGACY PLAN - THE EMOTIONAL WILL

Why are people around the World getting their private Emotional Wills?
Because, if you alone, don’t somehow record who you are authentically, you will forever ONLY be remembered by the opinions others had of you. Every lesson that you could teach others, what you stand for, what you value and how you want others to remember you, simply goes with you, when you go.

The Emotional Will is built around bringing families together and sharing in each others life experiences. In the end, it’s your opportunity to be remembered for having made a difference to the world you were once a part of.

So what do i get for my money then?
You get a private, permanent and exclusive Emotional Will website which includes purposefully designed templates to help you share everything about who you really are. You also have an administration company available to you, who will help facilitate everything for you and your family when you are no longer around.

How does the Emotional Will website programme work?
You secretly enter your private site’s templates through your username and password and with the help of prompts, share your deeply held personal and family values, visions, insights into happiness, business success, lessons learnt in dealing with difficult times and difficult people, and forgiveness and blessings, so that they can be shared amongst your network of family and friends. Your 16 template benefits are designed around the different chapters of your life, to ensure that your life captured is really something worth reading about.

So once I start recording my life, will I be able to access it immediately?
Yes. You can add, edit, delete, share and print your Emotional Will anytime you like and as many times as you like. This gives you the power to decide what you want your life story to look like – when you want.

How will I share what I write about while I am still around?
Each time you add to your life story, a notification automatically goes out to those who are networked to you, informing them about your new work done. Whenigo Administrators together with your attorney will also make sure that the person you dedicate your life story to, gets your final edited Emotional Will when you go.

Furthermore, each time you build your Emotional Will templates or add to someone else's Emotional Will story or when someone else sends things to your life story, your unique online Emotional Will automatically captures it all and builds a remarkable story that is all about - you.

 

RESEARCH

“Emotional Wills” or “Ethical Wills” or "Spiritual Wills", are one and the same thing. They have gained broad popularity in recent years. The earliest Emotional wills were most likely passed on by word of mouth, while those of later generations were recorded on paper. Wills dating from the Medieval and Renaissance periods have even been preserved to modern times.

Ironically, it is the way we live rather than how we die that has made Emotional Wills more popular recently.

Supporting Research

Market research conducted by the Resident Mentor also concurred with an extensive research exercise, conducted by Ken Dychtwald on behalf of Allianz Life Assurance, which shows that there is a need to enhance the publics existing traditionally accepted view of “Wills”, to augment and allow them to reflect not only their material wealth but also their emotional and ethical values.

  • The phenomenon of sudden wealth also is driving some to consider what Michael J.A. Smith, a managing director of Deutsche Bank in New York, calls “social capital.” In the wake of huge success, says Smith, his clients “feel the need to come to some agreement about who they are and how they want their descendants to interact with society. The patriarch or matriarch often wants to come up with a family mission statement,” tantamount to an ethical will.
  • ''Most people in this will-writing process are already thinking in this direction. You can't be making your will without thinking about where you started, how you got where you are, and why would anybody care if they got your silver, beyond its monetary value,'' said Stein, who writes an occasional column for the Boston Globe, USA.
  • A growing number of estate planners find that clients want their wills to have a more soulful component. Timothy Mininger, a certified senior adviser and vice president at Univest Corp. in Souderton, recalls one client who finished her will but felt a desire to express her deeply held religious beliefs to her children and grandchildren.
  • Andrew McDonald in his book (record your past - lead the future) gives a clear picture of how important our purpose is, not only to our lives, but also the life of those who come after us. His focus on the role of the “Emotional Will” is a master stroke of literary genius that motivates us to live life to its fullest. Dr. Myles E. Munroe...BFM International, Nassau Bahamas.
  • Barry Baines, a hospice director in Minneapolis and author of the book Ethical Wills, cites the memoir of Gluckel of Hameln, written in the 1690s and born out of Gluckel’s lack of power as a woman, as a prototype of the modern ethical will. “Women couldn’t bequeath valuables, so they bequeathed values,” says Baines.
  • Marc H. Benson, president of Hamlet Village (Hospice), said ethical wills go a "quantum leap" beyond legal wills. The patients are able to share - in a lasting, tangible way - the wisdom and experience they have gained over eight, nine, sometimes 10 decades," he said.
  • In one of Pennebaker's experiments (Pennebaker 1997), people who wrote about their deep feelings showed strikingly improved immune functions based on blood tests. It is logical to assume that the preparation of an Emotional or Ethical will may also offer similar benefits. James W. Pennebaker, a Professor of Psychology at the University of Texas, Pennebaker, 1997, as reported in "Ethical Wills: Passing on Treasures of the Heart," The Forum for Family & Consumer Issues, North Carolina State University, vol. 3, no. 3, Fall/Winter 1998.
  • Elaine Tiller, Executive Director of Community Ministries, Baptist Senior Adult Ministries, Washington, DC says that: "Ethical wills are windows into the souls of those who write them. It is this that makes them so cherished by family members from generation to generation."
  • The experience of working on the ethical will has, in our experience, been a universally positive emotional experience for our clients, providing an often unexpected sense of clarity - Reintroducing The Ethical Will: Expanding the Lawyer’s Toolbox By Scott E. Friedman and Dr. Alan G. Weinstein. Ph.D, who holds a professorship in management and entrepreneurship at the Wehle School of Business, Canisius College, Buffalo, N.Y
  • The only way to truly share your values and life experiences will be to find a sustainable product to carry them far into the future. The Emotional Will is that product. Andrew McDonald, author of “Record your Past – Lead the Future”.
  • A parent’s insight, knowledge and wisdom are the most important assets they can transfer to a child. The ethical will is a wonderful tool that all lawyers should become aware of and use in their professional practice to help their clients share insight and wisdom with children, friends and favorite organizations. Scott E. Friedman, a managing partner at Lippes Mathias Wexler Friedman LLP, a law firm in Buffalo, N.Y., has written several books and numerous articles on family business. Alan G. Weinstein, Ph.D., holds a professorship in management and entrepreneurship at the Wehle School of Business, Canisius College, Buffalo, N.Y.
  • Giving More Than Money Ethical Wills Gain Favor, Published on Thursday, July 5, 2001 in the Boston Globe, , by Michael Paulson. LONDONDERRY, N.H.
  • Ethical wills can be helpful in establishing estate plans, too, said Tim Mininger, senior financial adviser with Univest Trust & Wealth Management in Souderton, For many, creating an ethical will helps bring the sense that their values won't pass away when they do.
  • ''What we've seen in the recent technology boom and then bust is that people tend to reflect quite a bit more on the meaning of life, what their real values are, and what they want to pass along to their kids,'' Said business lawyer, Stephen L. Palmer of Boston.
  • "I have learned that ethical wills have the power to make people confront the ultimate choices that they must make in their lives. They can make people who are usually too preoccupied with earning a living stop and consider what they are living for." Rabbi Jack Riemer of the 1991 book “So That Your Values Live On”

  • Hank Mattimore, a former Oblate of Mary Immaculate, is the author of "The Priest Who Couldn't Cheat", conducts seminars and teaches community college courses on "Writing Your Own Spiritual Will." An Associate member of the Legacy Center in Minnesota, Hank feels strongly that the very act of writing a spiritual will is taking a stand against the culture of consumerism/materialism in which we live. The most valuable gift we leave our loved ones is the gift of ourselves.

 

THE ULTIMATE ESTATE PLAN STRUCTURE

A supporting document - read more

- The Ultimate Estate Plan is way ahead of the rest -

If you search the web or consult with an Attorney, you will learn that they offer pretty much the same advice. However, we believe that the needs of people have advanced and the traditional Estate Plan lacks some fundamental benefits and Services. People have a need to be remembered, their grandchildren will one day ask who their grandfather or grandmother was and their family has a need for help to manage the moment someone passes away. These things are included in our Estate Plan.

When deciding upon which product to use, consider the fact that this Ultimate Estate Plan was built with the expert knowledge of Attorneys, psychologists and key business consultants, to produce a formidable and all encompassing Estate Plan. It is developed for professional and home use, so it’s technically sound and effortless.


The Ultimate Estate Plan is made up of 43 different templates.
Our estate plan is considered to be one of the most progressive plans on the market. When you follow our guided step-by-step programme, you will also create your entire life story and have a system to manage your passing away.


Make sure your hard earned life and all you sweated to gain gets officially and legally divided up the way it pleases you. This ultimate estate plan has three parts to it. Part 1 manages your financials, part 2 manages your life story (legacy) and part 3 manages your passing away.


Part 1 - financials
The moment you pass away, your family will be faced with the difficulty of coping emotionally with their loss and at the same time will have to deal with many practical matters aswell. To simplify this for your family, the ultimate estate plan gives them the necessary information and takes the stress out of worrying about what should be done and honors your wishes at the same time.

These templates include:
- list a nominated person so that whenigo has a contact to get to the family
- list clubs / organisations that must be informed and membership cancelled
- re-do the general information template and make sure it stays up-to-date
- make a medical directory for professional people who might need to know this information
- your family will need to call other family and friends so do an address book
- list your next of kin directory
- compile a utilities directory to make sure these services are cancelled
- your pets will need to be attended to and you might have special information to help, so list your pets information
- make your Funeral Wishes and other arrangements known
- you might have special family instructions for everyone to pay attention to
- don't leave your family without a personal final words note
- make a list of vital statistics
- complete the Legal Will online or with the offline template
- consider a Living Will if you wish to make sure you are not kept alive by artificial means
- * prepare an emotional will as your life story legacy for your children and their children. (see below for details)
- selecting a guardian for your children
- record your Assets and Liabilities as part or your legal will
- complete the pension fund details
- record the location of your insurance data
- provide details of your safety deposit box
- list any real estate information and where the documents can be found
- make a note of all your vehicle details
- list your card accounts
- detail a full list of financial institutions where you have a business relationship
- if you have other important information complete the personal documentation form
- you must nominate an Executor to manage your wishes
- give details of your attorney or other similar profiled person
- do a Durable Financial Power of Attorney if you have other needs other than an executor
- consider your TAX issues by getting an accountant to value your listed assets and liabilities. This helps with any TAX payable


Part 2 - official life story (PLP)
While it’s important to have a Legal Will in your plan to take care of your material matters, we are also emotional beings and have connections with our family that transcend our material wealth. That’s why we included the personal legacy plan (PLP). It’s your official Life story. In this modernised estate plan you will have an opportunity to write about your life for future generations to remember you. That way your story becomes more official as it’s built within your legal estate plan. (No other Estate Plan offers this service).

These templates include:
All about me template
My ancestry template
My dedication card template
My pack note template
My family history template
My life lessons book template
My business life book template
My supportive spouse book template
My special family sharing (A) template
My special family sharing (B) template
My family tree template
My photo album
My letter album
My journal template
My past industry documents template
My positive notes template
My words of encouragement template
My business advice template
My written articles
template


Part 3 - personal emergency plan (PEP)

While your family copes with the immediate matters at hand, whenigo administrators makes sure your executor is primed with all the relevant information they need as they start looking at your estate matters. Once the locations and instructions of the above form are handed over, whenigo compiles a dossier of tasks done and hands it to your family. This helps them know who and what is happening with the estate. Our role is to be your silent spokesperson to help those who need to do the legal work by making sure they get your instructions.

If something happened to you today, would your loved ones know where to find your important paperwork? How to contact your lawyer? Where to find your checking account, IRA, life insurance policy, and safe-deposit box? The comprehensive Estate plan uses an asset locator service to instantly email your family and your executor an information dossier to help them trace your entire after life affairs.

The modern family is a global one. People live in different parts of the world and other family members are none the wiser as to their movements. The modern family is also more broken up than before. Divorce and single parenthood are more common place and pose new difficulties when death occurs. These and many other similar factors create new scenarios such as, when a single parent dies, will their children know what to do? If you live far from your family and you died, would someone around you know what to do? And if so, would they be able to find your documentation and other bits of information? This plan offers a global online 24/7 Emergency call centre service to make sure your family has a way to access all your instructions.
(No other Estate Plan offers this service).

END

_________________________________


Our estate plan offers you all these benefits in a single plan.
If you purchase the online option, you will have access to a private website that belongs exclusively to you.
That way you can edit and print your work whenever you want and as many times as you want.

 

The Ultimate Estate Plan
- Online -

Our estate plan in more advanced because we consider the whole person,
from their money through to their life story and family wishes.



What you get?

- a secured, private and professional website all of your own
- systematic estate planning processes for ease of use
- a system that is run on key business principles
- 43 templates that are carefully and systematically designed
- easy to print tools
- free online gifts to pass on to other family members
- a family network tool to have fun when linking to others

How you get it?

- you will be sent a payment confirmation email
- you will be sent a document that contains 3 security access codes
- once activated, you will get a welcome letter and membership number
- you will also be placed on the product guide mailing list
- once this happens, you just follow the weekly guided emails

What to do next?

Consider adding the personal emergency plan to this option. Have a read through the benefits and at any time, you can simple purchase these services to help your family

 

The Ultimate Estate Plan
- Physical Pack -




What you get?

- a folder, memory stick and dividers all of your own
- systematic estate planning processes for ease of use
- a system that is run on key business principles
- 43 templates that are carefully and systematically designed
- easy to print template PDF's and a full estate plan guide
- free online gifts to pass on to other family members

How you get it?

- you will be posted the physical pack
- once received, you will get a welcome letter and membership number
- you will receive a product guide document to get you started
- then, simple follow the weekly estate plan guide
- give the free online estate plan gifts to other family members

What to do next?

Consider adding the personal emergency plan to this option. Have a read through the benefits and at any time, you can simple purchase these services to help your family


The Personal Emergency Plan
- PEP -

Death leaves behind not only grief but also business to tend to. It is an unfortunate but common experience that a person suffering from loss of a beloved spouse, parent or child needs to make complicated and important financial decisions at the same time. If not made carefully, these decisions could entail significant loss of money and time or both for a lengthy period afterwards.

Through Whenigo’s Management Information Systems (MIS), you create your own Personal Emergency Plan (PEP), so that when the inevitable happens to you, the one-stop-service instantly activates pre-defined processes to assist your family at the time of your passing.

All too often, when a person passes away, those left behind have the unenviable task of figuring out the affairs of the deceased. Way too often, there is no family system to help them. We see too many families unable to determine where or even if the deceased had any policies, insurances or funeral Plan, etc. This is a daunting and very stressful time for those who have to figure out the financial matters in order to help the Executor, if they even know who that is.

Most families simply do not have a plan of action that automatically manages the crisis when it happens. Family members don't know who to call first and what information they need when they do. These issues are what your Personal Emergency Plan handles.

The bottom line is:
In the event of your death, the ONLY thing someone needs to do, is contact the callcentre. It's that simple.


Everything to do with your benefits are an intrinsic part of the callcentre service. The person or organisation attending to your passing away must either click on the "Report a Death in your Family" button found on one of several websites or call the number on your Membership Card and inform our Call Centre that you have passed away. This call is recorded and the caller's details will be taken down for future possible use. The event is flagged and a dedicated administrator is then assigned to your case.

The below image is a graphical representation of what happens when you pass away:

Phase 2 - SERVICES - What happens when you Pass Away?

The administrative processes are divided into two stages.

Stage 1.
Whenigo
will automatically collect all your database forms off the system, contact your nominated company or individuals and pass on your after life instructions to them or an accredited advisor, such as your attorney.

These forms will include:
Details’ of your next of kin details, funeral policy details, Doctors details, Attorney’s details and your Spiritual Leaders details together with any relevant instructions you have requested. This allows your family to know exactly what arrangements you have made. By doing this, you take the pressure away from them having to guess what it is you would have wanted.

The timing for this section will be the same day the event is flagged on Whenigo's Administration system.

Stage 2.
Through the online templates, you would have been guided to complete various documents within the programme. These range from a link to your Legal Will, Letter of Wishes/Instructions, Bequests, Clubs, Financial Details, Medical Details, Guardianship, Real Estate, etc. We collect these forms and pass them on to help the respective individuals and organisations to inform them of you having passed away.

Whenigo will contact the relevant organisations and any person responsible for executing your Estate Planning so that this process may be initiated as soon as possible. We do this to take the pressure off your family at this very emotional time.

The timing for this section will be within 3 working days after stage 1.


PLEASE NOTE: Only once a Death Certificate is provided, will your information and life stories under Stage 2 become available in a final document form. This is to protect your private work being prematurely exposed.

What to expect?

 

Personal Legacy Plan

MEDIA

To view the radio and video, please click on the play button to activate the screen.

VIDEO: The Personal Legacy Plan - Emotional Will


RADIO: BBC Interview launch of: The Personal Legacy Plan - Emotional Will

OUR ASSOCIATE ORGANISATIONS

Our business works in association with these businesses to offer our members access to accredited and affiliated networks. We seek to work only with groups or organisations who comply with our values and who are regulated by an official regulatory body.

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THE ESTATE PLAN
PHYSICAL PACK OPTION

For print version - click here

 

THE ESTATE PLAN
ONLINE OPTION

For print version - click here

 

THE ESTATE PLAN
SERVICES

For print version - click here

 

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PUBLISHED WORK

Spam Policy - Acceptable Use Policy & Privacy Statement

Whenigo’s sophisticated high tech relationship centre is designed to facilitate our members life requests when the inevitable happens. The world wide 24 hour Call Centre forms an integral part of our website operation, geared to support our consultants with access to immediate quality processes designed to increase our ability to offer quality, accuracy and consistent operating report services both to our corporate and individual clients. Our emphasis is on client service and business retention, achieved through quick intervention turnaround times.

Whenigo offers an online Call Centre that runs off an interactive website switch that consolidates each members personal data which is forwarded to an elected person to expedite the initial facilitation process on behalf of deceased members. Where appropriate, access to our call centre services via external call centres is available through our website interface technology.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. You should also seek independent financial advice prior to acquiring a financial product.